Our Bernanke which art in the Federal reserve
Hallowed be thy name
Thy kingdom come
Thine will be done
In none-US countries as in the US.
Give us this day a reasonable discount rate
Forgive us for our defaults, as we forgive those who default against us.
and lead us not into temptation but deliver us from falsely rated mortgage backed securities.
For thine is the kingdom, the power and the glory for the duration of a 30 year mortgage agreement.

Amen

(Keeping it light on a Friday before a holiday weekend, folks.  Enjoy it!)